oto
Automate your freelance business with oto's all-in-one toolkit
What is oto? Complete Overview
oto is a comprehensive platform designed to streamline every aspect of freelance business management. It combines essential tools like invoicing, proposal creation, client management, expense tracking, and payment processing into one seamless interface. The platform specifically addresses common freelance pain points such as time-consuming administrative tasks, disorganized client communications, and delayed payments. With AI-powered features for proposals and contracts, oto helps freelancers save time while maintaining professionalism. The tool is ideal for independent professionals across various industries who want to automate their business operations and focus more on their core work.
oto Interface & Screenshots

oto Official screenshot of the tool interface
What Can oto Do? Key Features
Automated Invoicing
Generate professional invoices in seconds with oto's streamlined system. The platform allows you to invoice tracked hours with a single click, supports recurring invoices for retainers, and handles multiple global currencies. Payment reminders ensure you get paid on time, while partial payment options provide flexibility for both you and your clients.
AI-Powered Proposals
oto's proposal generator creates detailed, customized proposals tailored to your specific projects. The AI analyzes your requirements to craft compelling documents that help win more business. Clients can approve proposals online instantly, eliminating back-and-forth emails and accelerating project starts.
Digital Contracts
Secure, legally-vetted contracts can be created, signed, and tracked entirely within oto. The platform offers pre-written agreements for various freelance scenarios, with e-signature capabilities that allow contracts to be executed in seconds. Real-time notifications keep you updated on document status.
Integrated Time Tracking
Track billable hours effortlessly with oto's time tracking system. The platform generates detailed timesheets you can share with clients via link, providing transparency about work progress. Weekly reports help analyze how you spend your work hours for better productivity.
Expense Management
Categorize business expenses, upload receipts, and generate comprehensive expense reports. oto's system simplifies accounting by keeping all financial records organized in one place, with upcoming features promising deeper spending insights and patterns analysis.
Client Portal
Centralize all client communications and documents in oto's client management system. Share progress updates, invoices, proposals, and contracts through a unified interface that strengthens professional relationships while keeping everything organized.
Payment Processing
Accept payments globally through integrated Stripe and PayPal connections. oto supports over 135 currencies and provides secure payment links you can share with clients. The platform ensures you only pay standard processing fees without additional charges.
Best oto Use Cases & Applications
Freelance Designer Managing Multiple Clients
A graphic designer uses oto to track time spent on different client projects, generate branded invoices automatically, and manage recurring payments for retainer clients. The integrated time tracking ensures accurate billing, while the client portal keeps all communications and files organized by project.
Consultant Winning New Business
A business consultant leverages oto's AI proposal generator to create compelling project pitches quickly. The digital contract feature allows new clients to sign agreements instantly, while the payment system ensures deposits are collected before work begins.
International Freelancer Handling Multi-Currency Payments
A freelance writer working with global clients uses oto to invoice in various currencies through the integrated payment system. The platform automatically handles currency conversions and provides clear records of all international transactions for tax purposes.
How to Use oto: Step-by-Step Guide
Sign up for a free account on oto.work and complete your profile setup, including adding your business details and preferred payment methods.
Navigate to the time tracking feature to log your work hours or set up project templates for recurring work types.
Use the proposal generator to create professional project proposals, which clients can review and approve directly through the platform.
Once work begins, track expenses and billable hours within the system, categorizing them by project for accurate record-keeping.
Generate invoices from your tracked time or fixed project fees, customizing with your branding before sending to clients via email or payment link.
Monitor payments, send reminders for overdue invoices, and access financial reports to analyze your business performance over time.
oto Pros and Cons: Honest Review
Pros
Considerations
Is oto Worth It? FAQ & Reviews
oto integrates with Stripe and PayPal to process payments, supporting over 135 global currencies. Clients can pay via credit card or their PayPal accounts through secure payment links.
Yes, oto allows you to add your logo and choose brand colors for all your documents, including invoices, proposals, and contracts, maintaining a professional appearance.
oto provides legally-vetted contract templates for common freelance scenarios. While the platform facilitates digital signing, we recommend consulting a legal professional for complex agreements.
Currently oto is web-based and accessible through mobile browsers. A dedicated mobile app may be developed based on user demand and feedback.