Unipesa
Financial Platform as a service for Pan-African fintech growth
What is Unipesa? Complete Overview
Unipesa is a comprehensive financial platform as a service designed to empower fintech companies, payment providers, agent networks, banks, and government institutions across Africa. It provides the technological foundation to launch, expand, and monetize financial services without the need for costly in-house development. Unipesa handles the complex integrations, technical support, and security, allowing businesses to focus on growth. With over 25 active PSPs and fintech companies, 180 integrated payment channels, and processing 100M+ transactions monthly, Unipesa is a trusted partner for scalable financial solutions.
Unipesa Interface & Screenshots
Unipesa Official screenshot of the tool interface
What Can Unipesa Do? Key Features
Payment Platform
Orchestrate payments across Africa with a multi-channel payment gateway (bank, mobile money, wallets), featuring built-in reconciliation, fraud prevention, and full transaction visibility. Ideal for banks, fintechs, and payment companies.
POS Platform
Build and manage POS agent networks or process cashless payments for retail. Distribute POS terminals and mobile apps via agents, enabling cash-in, cash-out, and QR-based payments while earning from every transaction.
Lending Platform
Offer BNPL, SME loans, or microfinance solutions with integrated risk scoring, repayments, and disbursements. Fully scalable and ready to integrate with existing systems.
Communication Platform
Multi-channel messaging gateway for transactional and marketing communications. Send bulk SMS, WhatsApp messages, and notifications, earning on every message delivered.
Enterprise-Grade Security
PCI DSS and ISO/IEC 27001 certified infrastructure with AI-based fraud prevention, tokenization, and customizable risk management tools to ensure compliance and security in every market.
Best Unipesa Use Cases & Applications
Fintech Startup
A new fintech startup uses Unipesa to launch a payment service across multiple African markets without building their own infrastructure, reducing time-to-market from months to weeks.
Bank Expansion
A traditional bank leverages Unipesa to digitize lending and collections, entering new markets with minimal tech overhead and compliance risks.
Government Payments
A government institution implements Unipesa to enable digital payments for taxes and subsidies, ensuring transparency and audit trails.
How to Use Unipesa: Step-by-Step Guide
Book a demo or contact sales to discuss your needs and how Unipesa can support your business growth.
Deploy the white-label platform with your branding. Unipesa handles the technical setup, including domain and logo integration.
Integrate payment channels. Unipesa manages the technical integration while you contract with payment providers and telcos.
Acquire merchants and define commercial terms. Unipesa provides support for onboarding and technical assistance.
Start processing transactions and earning revenue. Unipesa handles reconciliation, fraud prevention, and ongoing support.
Unipesa Pros and Cons: Honest Review
Pros
Considerations
Is Unipesa Worth It? FAQ & Reviews
Unipesa operates in 21+ African markets, including Kenya, Nigeria, South Africa, and more, with 180+ integrated payment channels.
Partners can deploy a white-label platform in weeks, not months, with no coding or extensive tech team required.
Unipesa uses a revenue share model with no per-API call fees or long-term licenses, aligning costs with your growth.
Yes, Unipesa is PCI DSS and ISO/IEC 27001 certified, with AI-based fraud prevention and advanced risk management tools.
Absolutely. Unipesa allows seamless addition of services like SMS messaging, POS networks, and lending on top of your existing platform.