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Transact Bridge

Leading Merchant of Record solutions for global businesses entering India

merchant of recordIndia paymentsUPIcross-border commerceSaaS paymentstax compliancePayment ProcessingFinancial ComplianceMarket Expansion
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Collected: 2025/10/15

What is Transact Bridge? Complete Overview

Transact Bridge is the premier Merchant of Record (MoR) solution provider for global companies entering the Indian market. We enable businesses to navigate India's complex payment landscape with confidence, handling payments, taxes, and compliance seamlessly. Serving over 1000+ SaaS, AI, and digital product businesses, our platform supports popular Indian payment methods like UPI, Netbanking, Paytm, PhonePe and cards. Whether you're in e-commerce, gaming, or digital products, Transact Bridge provides the infrastructure to unlock India's $1T+ digital economy while maintaining 100% regulatory compliance.

Transact Bridge Interface & Screenshots

Transact Bridge Transact Bridge Interface & Screenshots

Transact Bridge Official screenshot of the tool interface

What Can Transact Bridge Do? Key Features

Automated Invoicing & Billing

Our system automates invoicing with branded templates, accurate tax calculations, multiple payment options, and real-time tracking. Automated payment reminders ensure seamless cash flow management with full transparency.

AI-Driven Risk Management

Advanced fraud prevention detects and blocks high-risk transactions in real-time. Our system employs dynamic blocking, risk flagging, and smart monitoring to minimize chargebacks while maintaining compliance with Indian regulations.

Smart Checkout Customization

Create fully branded payment experiences with customizable checkout pages, invoices, and payment links. Maintain consistency across customer touchpoints while supporting all major Indian payment methods on a single secure interface.

Zero-Code API Integration

Implement our payment solutions without technical expertise. The no-code API enables seamless setup and management of transactions, making it accessible for businesses of all technical levels.

Recurring Payment Solutions

Specialized infrastructure for subscriptions and SaaS with 99.8% payment stability. Supports UPI Autopay, RBI-approved card mandates, and E-NACH bank transfers with automated renewal workflows and smart retry logic.

Best Transact Bridge Use Cases & Applications

SaaS Market Expansion

A US-based CRM software company uses Transact Bridge to offer localized Indian pricing and payment methods. They achieve 750% revenue growth in 12 months by tapping into India's SaaS market without establishing a local entity.

Gaming Platform Monetization

An international mobile game publisher integrates Transact Bridge to process in-app purchases via UPI and local cards. They reduce payment failures from 40% to under 1% while complying with Indian gaming regulations.

E-commerce Cross-Border Sales

A European fashion retailer expands to India using Transact Bridge's MoR solution. They offer Paytm, PhonePe and local card options, increasing conversion rates by 300% compared to international payment gateways.

How to Use Transact Bridge: Step-by-Step Guide

1

Sign up for an account through the Transact Bridge website. The registration process collects basic business information to configure your Merchant of Record solution.

2

Select your integration method - either through our API (with developer documentation) or using our no-code implementation for simpler setups.

3

Configure your payment methods, choosing from UPI, cards, net banking or wallets. Set up tax and compliance parameters based on your business model.

4

Customize your checkout experience with branding elements, invoice templates, and payment flow preferences.

5

Go live and start accepting Indian payments immediately. Monitor transactions through real-time dashboards and access settlement reports.

Transact Bridge Pros and Cons: Honest Review

Pros

Full Merchant of Record solution eliminates need for local entity in India
Comprehensive payment method coverage including UPI, cards, wallets and net banking
Automated tax compliance and regulatory filings (GST, FEMA, RBI)
99.5% transaction success rate through smart routing technology
Specialized support for recurring billing and subscription businesses
Real-time reporting and reconciliation across all payment methods
PCI DSS and ISO 27001 certified security infrastructure

Considerations

Custom pricing requires consultation rather than transparent public rates
Limited to Indian market operations (doesn't solve for other geographies)
Enterprise features require minimum volume commitments
Some advanced features only available on higher-tier plans

Is Transact Bridge Worth It? FAQ & Reviews

We operate as a full Merchant of Record, handling not just payments but also tax compliance, local invoicing, and regulatory requirements - eliminating the need for you to establish a local entity in India.

Yes, our Enterprise plan supports international cards while still providing access to all local payment options through a unified integration.

Our smart routing engine connects to multiple local acquiring networks and uses AI-driven retry logic to automatically select the optimal path for each transaction based on real-time success rates.

We have deep expertise in SaaS, digital goods, e-commerce, gaming, and streaming platforms - particularly businesses with subscription or recurring payment models.

Most clients can start processing payments within 3-5 business days for standard integrations. No-code implementations can be even faster.

How Much Does Transact Bridge Cost? Pricing & Plans

Starter

Custom Quote
UPI & Local Card Payments
Basic Fraud Protection
Standard Settlement Cycles
Email Support

Growth

Custom Quote
All Starter Features
Advanced Risk Management
Recurring Payment Support
Priority Support

Enterprise

Custom Quote
All Growth Features
Dedicated Compliance Manager
FX Hedging Options
24/7 Support
Custom Reporting

Transact Bridge Support & Contact Information

Last Updated: 10/15/2025
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