Carry
Grow your net worth with smart tax optimization
What is Carry? Complete Overview
Carry is an all-in-one platform designed for business owners and high-earning professionals to optimize their tax strategies and grow their net worth. The platform provides access to tax-advantaged accounts, investments, and financial planning services. Carry helps users maximize their retirement savings with features like Solo 401k, Mega Backdoor Roth, and alternative investments. The platform is ideal for self-employed individuals, freelancers, and side-hustlers who want to take control of their financial future with ease and efficiency.
Carry Interface & Screenshots
Carry Official screenshot of the tool interface
What Can Carry Do? Key Features
Solo 401k
The most powerful retirement account in America, offering up to a $70K tax deduction ($76.5K if over 50). It supports tax-free growth, Roth contributions, and the ability to borrow from your plan. Ideal for business owners with no employees or side hustlers.
Alternative Investments
Carry allows you to invest in a variety of alternative assets like real estate, private companies, venture and private equity funds, and crypto within your tax-advantaged accounts. This feature is available only on the Pro plan.
Roboadvisor
Automatically invests based on your goals and financial profile. Just set up a recurring contribution, and Carry handles rebalancing, reinvesting, and keeping your investments on track.
Tax Filing and Bookkeeping
Optional add-on services for tax filing, tax planning, bookkeeping, and financial planning. These services help streamline your financial management and ensure compliance.
Educational Courses
Full access to 20+ courses designed to help you understand and maximize your financial strategies, from retirement planning to tax optimization.
Best Carry Use Cases & Applications
Business Owner with Solo 401k
A business owner with no employees can set up a Solo 401k through Carry to maximize their retirement savings with tax-deductible contributions and tax-free growth.
High-Income Professional with Backdoor Roth IRA
A high-earning professional can use Carry to implement a Backdoor Roth IRA strategy, converting traditional IRA contributions to Roth IRA to benefit from tax-free withdrawals in retirement.
Freelancer with Alternative Investments
A freelancer can diversify their retirement portfolio by investing in alternative assets like real estate or crypto within their Solo 401k or IRA, available on the Pro plan.
How to Use Carry: Step-by-Step Guide
Sign up for a Carry account by visiting the website and selecting your preferred membership plan (Core or Pro).
Set up your tax-advantaged accounts, such as Solo 401k, Traditional IRA, or Roth IRA, based on your financial goals.
Choose your investment strategy, whether it's using the Roboadvisor for automated investing or selecting individual stocks, ETFs, or alternative assets.
Monitor your investments and financial plan through the Carry platform, making adjustments as needed to stay on track with your goals.
Carry Pros and Cons: Honest Review
Pros
Considerations
Is Carry Worth It? FAQ & Reviews
The upfront fee covers full access to Carry's plans and services, ensuring transparency and no hidden costs. Detailed pricing is available on the website.
Yes, you can restate your Solo 401k or transfer your IRA assets to Carry. The platform provides support for the entire process.
Yes, Sole Proprietors can set up a Solo 401k using their SSN without needing an LLC.
Additional fees may include underlying investment fees, custodian transaction fees, and advisory fees for managed accounts. Details are available on the website.
Yes, the Pro plan allows investments in alternative assets like crypto and real estate within your Solo 401k or IRA.