Zown
Get cash back when buying your home with Zown
What is Zown? Complete Overview
Zown is a modern real estate brokerage that revolutionizes the homebuying experience by offering cash back to buyers. Unlike traditional brokerages, Zown provides full-service representation—home search, showings, offers, and negotiations—while sharing a portion of the commission with you. This innovative approach makes homebuying simpler, faster, and more affordable. Zown is currently licensed in California and Texas, with salaried agents who focus on your needs rather than chasing commissions. The platform is designed for first-time homebuyers, investors, and anyone looking to maximize their savings during the homebuying process.
Zown Interface & Screenshots

Zown Official screenshot of the tool interface
What Can Zown Do? Key Features
Cash Back Program
Zown offers up to 1.5% cash back on your home purchase, which can be used to reduce closing costs, lower your mortgage rate, or receive as cash after closing. This unique program ensures you save money while getting full-service representation.
Salaried Agents
Zown's agents are salaried with performance bonuses, ensuring they focus on your needs rather than chasing commissions. This model provides unbiased advice and dedicated support throughout your homebuying journey.
Full-Service Representation
From home search to closing, Zown provides comprehensive support, including booking showings, negotiating offers, and handling paperwork. Their agents are backed by local expertise and modern technology for a seamless experience.
Transparent Process
Zown's platform is designed for transparency, offering clear communication and real-time updates. Their statewide network and modern tools make the homebuying process smoother and more efficient.
Flexible Cash Back Options
You can choose how to use your cash back—apply it before closing to reduce costs or after closing as a direct deposit for renovations, furniture, or savings. This flexibility allows you to tailor the benefit to your needs.
Best Zown Use Cases & Applications
First-Time Homebuyer
A first-time homebuyer can use Zown's cash back to cover closing costs or reduce their mortgage rate, making homeownership more affordable and accessible.
Investor
Real estate investors can leverage Zown's cash back program to increase their ROI by applying the rebate toward property improvements or savings.
Renovation Budget
Homebuyers planning renovations can use the cash back after closing to fund upgrades, furniture, or other expenses without dipping into savings.
How to Use Zown: Step-by-Step Guide
Get Started: Tap 'Get Started' on the Zown website to build your personalized homebuying plan and schedule a call with a Zown agent.
Consultation: During your consultation, discuss your goals, budget, and cashback options. The agent will guide you through pre-approval and answer any questions.
Home Search: Work with your Zown agent to find homes, book showings, and explore neighborhoods that fit your criteria.
Make an Offer: Your agent will help you negotiate offers and secure the best deal, ensuring you maximize your cash back benefit.
Close and Receive Cash Back: Choose how to apply your cash back—reduce closing costs, lower your mortgage rate, or receive it as cash after closing.
Zown Pros and Cons: Honest Review
Pros
Considerations
Is Zown Worth It? FAQ & Reviews
Yes. Zown is a fully licensed real estate brokerage in California and Texas. Our salaried agents guide you at every step—finding homes, booking showings, negotiating offers, and closing.
Zown offers the same full-service representation as traditional brokerages but with salaried agents, cash back, and a focus on transparency and modern tools.
Zown gives back up to 1.5% of the purchase price, which you can use to reduce closing costs, lower your interest rate, or receive as cash after closing.
There's no catch. You don't repay anything, and Zown takes no equity in your home. The cash back is simply a share of the commission.
Yes. You can apply your rebate toward discount points, permanently reducing your mortgage interest rate.