RentGuard Plus +
Simple and affordable protection for renters
What is RentGuard Plus +? Complete Overview
RentGuard Plus + is a financial safety net designed to help renters cover their rent and other essential bills when unexpected health events occur. It provides direct cash benefits for accidents, critical illnesses, hospitalizations, and even death, ensuring that financial stress doesn't compound medical hardships. The tool is tailored for renters who may not have sufficient savings to cover rent during medical emergencies. With a 4.9 rating from over 48 reviews, RentGuard Plus + stands out for its simplicity, affordability, and direct payout model. Whether you're dealing with an injury, illness, or hospitalization, this tool ensures you receive cash benefits directly, regardless of your existing health insurance coverage.
RentGuard Plus + Interface & Screenshots
RentGuard Plus + Official screenshot of the tool interface
What Can RentGuard Plus + Do? Key Features
Direct Cash Benefits
RentGuard Plus + provides direct cash payouts when covered health events occur. This means you receive money directly to your bank account, which you can use to pay rent, bills, or any other expenses. The benefit amounts vary by plan, ranging from $1,500 to $110,000 depending on the event and plan selected.
Coverage for Multiple Health Events
The tool covers a wide range of health events, including accidents, critical illnesses (like cancer, heart attacks, and strokes), hospitalizations, and even death. Each occurrence triggers a benefit payout, ensuring comprehensive financial protection.
Easy Enrollment Process
Enrolling in RentGuard Plus + is straightforward and can be completed in three simple steps: choosing a plan, completing the application, and signing up. The process is designed to be user-friendly, with no complicated paperwork or lengthy waiting periods.
Flexible Plans
RentGuard Plus + offers three tiers of plans—Bronze, Silver, and Gold—each with varying levels of coverage and benefits. This allows users to select a plan that best fits their budget and needs, with monthly premiums ranging from $69.98 to $129.39.
No Health Insurance Dependency
Unlike traditional health insurance, RentGuard Plus + pays out benefits regardless of your existing health coverage. This means you can use the cash benefits alongside your health insurance to cover additional expenses like rent, utilities, or other bills.
Spouse Coverage Option
Users have the option to add their spouse to their plan, extending the financial protection to their partner. This feature ensures that both individuals in a household are covered under the same policy.
State-Specific Availability
RentGuard Plus + is available in most states across the U.S., with some exceptions. Users can check availability based on their state and age, ensuring the tool is accessible to a wide range of renters.
Transparent Pricing
The tool provides clear and upfront pricing for each plan, with no hidden fees. Users can easily compare the benefits and costs of each plan before making a decision.
Best RentGuard Plus + Use Cases & Applications
Accident Coverage
If you suffer an accident that requires medical treatment, RentGuard Plus + provides a cash payout to help cover your rent and other expenses while you recover. For example, a broken bone could trigger a benefit of up to $10,000, depending on your plan.
Critical Illness Support
A diagnosis of a critical illness like cancer, heart attack, or stroke can be financially devastating. RentGuard Plus + offers lump-sum payments ranging from $30,000 to $110,000 to help you manage rent and other bills during treatment.
Hospitalization Assistance
Hospital stays can result in lost income and additional expenses. RentGuard Plus + provides cash benefits for hospitalization, helping you stay on top of your rent and other financial obligations while you focus on recovery.
Death Benefit
In the unfortunate event of your death, RentGuard Plus + provides a benefit to help your loved ones cover funeral expenses and other final costs. The payout ranges from $25,000 to $100,000, depending on your plan.
How to Use RentGuard Plus +: Step-by-Step Guide
Select a Plan: Choose from the Bronze, Silver, or Gold plan based on your budget and coverage needs. Each plan offers different benefit amounts for various health events.
Complete the Application: Fill out a simplified application form, providing basic details like your state, age, and whether you want to add your spouse to the plan.
Review and Sign: Carefully review your application, sign it, and pay your first premium. The entire process is designed to be quick and hassle-free.
Receive Coverage: Once enrolled, you are immediately covered under the terms of your selected plan. In the event of a covered health event, you can file a claim to receive your cash benefit.
RentGuard Plus + Pros and Cons: Honest Review
Pros
Considerations
Is RentGuard Plus + Worth It? FAQ & Reviews
Yes, RentGuard Plus + pays cash benefits directly to you, regardless of your health insurance coverage. You can use the money to cover rent, bills, or any other expenses.
You can cancel your RentGuard Plus + coverage at any time without a long-term commitment. There are no penalties for cancellation.
The cost depends on the plan you choose. The Bronze Plan starts at $69.98 per month, the Silver Plan at $97.58 per month, and the Gold Plan at $129.39 per month.
Health insurance often doesn't cover all expenses, and you may still face financial strain from lost income or additional costs. RentGuard Plus + provides extra cash to help cover rent and other bills during tough times.
RentGuard Plus + coverage is typically renewed annually, but you can cancel or change your plan at any time if needed.