CollectDebt
AI-powered debt collection with 40% higher recovery rates
What is CollectDebt? Complete Overview
CollectDebt is an AI-powered debt collection software trusted by 500+ collection agencies. It leverages advanced AI voice agents that sound completely human, negotiate payments intelligently, and handle 24/7 debt collection calls while maintaining 99.9% FDCPA compliance. The platform is designed to increase collection rates by 40%, reduce costs by 60%, and ensure high compliance rates. Target users include collection agencies, financial institutions, and enterprises looking to optimize their debt recovery processes with cutting-edge AI technology.
CollectDebt Interface & Screenshots

CollectDebt Official screenshot of the tool interface
What Can CollectDebt Do? Key Features
Human-Like Voice AI
Our AI agents use advanced speech synthesis and natural language processing to engage debtors in authentic, human-like conversations. This ensures higher engagement and better collection outcomes.
Intelligent Payment Negotiation
AI-powered negotiation strategies adapt to each debtor's situation, increasing payment rates by 40% while maintaining compliance with FDCPA regulations.
Multi-Language Support
Seamlessly handle debt collection calls in 12+ languages and dialects, ensuring effective communication with diverse debtor populations.
AI SMS Collections
Intelligent SMS communication powered by AI helps in texting debtors, providing an additional channel for effective debt recovery.
Predictive Analytics
AI-powered insights optimize collection strategies and recovery rates by analyzing debtor behavior and payment patterns.
FDCPA Compliant AI
Built-in compliance with FDCPA, TCPA, and HIPAA regulations ensures that all interactions meet legal standards.
Advanced Voicebot Technology
Our voicebot for debt recovery features natural conversation capabilities, enhancing the debtor experience and improving collection efficiency.
Best CollectDebt Use Cases & Applications
Collection Agencies
Collection agencies can use CollectDebt to automate their call processes, reduce operational costs, and increase recovery rates by 40% while maintaining compliance.
Financial Institutions
Banks and credit unions can leverage CollectDebt to handle overdue accounts efficiently, ensuring timely payments and reducing delinquencies.
Healthcare Billing
Healthcare providers can use the platform to recover unpaid medical bills while adhering to HIPAA compliance regulations.
Utility Companies
Utility providers can automate the collection of unpaid bills, improving cash flow and reducing the need for manual follow-ups.
How to Use CollectDebt: Step-by-Step Guide
Sign up for a free trial on the CollectDebt website to access the platform and explore its features.
Configure your AI voice agents by setting up workflows, negotiation strategies, and compliance settings tailored to your needs.
Integrate CollectDebt with your existing systems using the provided API and integration tools.
Launch your AI agents to start handling debt collection calls and SMS communications automatically.
Monitor real-time call analytics and reports to track performance and optimize your collection strategies.
CollectDebt Pros and Cons: Honest Review
Pros
Considerations
Is CollectDebt Worth It? FAQ & Reviews
Yes, we offer a 14-day free trial with full access to all features. No credit card required.
Yes, you can upgrade or downgrade your plan at any time. Changes take effect immediately.
Additional calls are charged at $0.05 per call. You can upgrade your plan or purchase add-on credits.
No setup fees for Starter and Professional plans. Enterprise plans may include custom development fees.
Yes, we offer a 20% discount for annual billing on Starter and Professional plans.
We accept all major credit cards, ACH transfers, and can arrange custom billing for enterprise clients.