Casca
AI-powered lending platform accelerating business loan origination
What is Casca? Complete Overview
Casca is an AI-native Loan Origination System that transforms business lending processes for FDIC-insured banks and non-bank lenders. The platform automates 90% of manual effort in loan origination, enabling financial institutions to process 10x more business loans with greater efficiency. Casca serves community banks, regional banks, and national lenders looking to modernize their operations through intelligent automation. Key benefits include accelerating approvals, reducing manual workloads up to 90%, and boosting conversion rates by 3x through AI-driven applicant prequalification and document analysis.
Casca Interface & Screenshots
Casca Official screenshot of the tool interface
What Can Casca Do? Key Features
5-Minute Prequalification
Casca's AI-powered application process prequalifies applicants in just 5 minutes through automatic information pre-fill and intelligent form completion, increasing conversion rates by 3x compared to traditional methods.
Automated Document Analysis
The platform analyzes 10,000+ pages of financial documents including tax returns, bank statements, and financial statements, reducing loan cycle times by 5 days through rapid extraction of key financial data.
Superhuman Underwriting
Casca integrates with 30+ best-in-class data providers to enhance credit decision quality while automating 100+ manual steps in the underwriting process through native system integrations.
AI Loan Assistant
Available 24/7, Casca's AI assistant handles applicant Q&A with 2-3 minute response times compared to traditional 24-48 hour manual follow-ups, significantly reducing churn.
Instant KYB & Credit Checks
The platform performs 40+ Know Your Business (KYB) checks instantly and integrates directly with credit bureaus to eliminate manual credit verification processes.
Financial Ratio Calculation
Casca automatically calculates financial ratios and spreads from uploaded documents, freeing underwriters from manual data entry into Excel spreadsheets.
Integrated Document Generation
The system generates all required loan documents automatically instead of relying on manual preparation or third-party services.
Best Casca Use Cases & Applications
Community Bank Loan Processing
A regional community bank implements Casca to handle SBA 7(a) loans, reducing processing time from 14 days to 3 days while tripling application conversion rates through automated prequalification.
Commercial Lender Expansion
A commercial lender uses Casca's document analysis capabilities to process 10x more loan applications without adding underwriting staff, enabling rapid scaling of small business lending operations.
Loan Officer Productivity
Loan officers at a national bank leverage Casca's financial ratio automation to focus on high-value customer relationships instead of manual data entry, increasing productivity by 312%.
How to Use Casca: Step-by-Step Guide
Business applicants complete Casca's streamlined digital application, which automatically prefills available information and guides them through required documentation.
Casca's AI analyzes submitted documents (tax returns, financial statements, etc.), extracting key data points and performing KYB/credit checks through integrated services.
The platform calculates financial ratios and prepares preliminary underwriting analysis, flagging any areas requiring human review.
Loan officers review Casca's recommendations through an intuitive dashboard and make final approval decisions supported by AI-generated insights.
Approved loans automatically generate all required documentation, while the system continues managing follow-ups and communications through the AI assistant.
Casca Pros and Cons: Honest Review
Pros
Considerations
Is Casca Worth It? FAQ & Reviews
Casca works with FDIC-insured community banks, regional banks, national lenders, and non-bank financial institutions focused on business lending.
The platform offers native integrations with 30+ data providers and core banking systems, with additional custom integration options available.
The system processes tax returns, bank statements, financial statements, rent rolls, and 100+ other document types relevant to business lending.
Casca combines AI analysis with human oversight, maintaining rigorous accuracy standards while automating up to 90% of manual underwriting work.
Yes, the platform is designed to maintain compliance throughout the automated lending process while providing full audit trails.