rwrds
Every credit card in Australia, ranked by actual value
What is rwrds? Complete Overview
rwrds is a comprehensive platform that ranks every credit card in Australia based on actual value, not just the biggest bonuses. It factors in fees, difficulty, and what users actually get from each card. The platform is designed for anyone looking to maximize the benefits of their credit cards, whether for travel, cashback, or other rewards. rwrds updates its rankings regularly, ensuring users have the most current information. It also tracks users' eligibility for bonuses, helping them make informed decisions about which cards to apply for next. The service is free forever and requires no credit card to use.
rwrds Interface & Screenshots

rwrds Official screenshot of the tool interface
What Can rwrds Do? Key Features
Comprehensive Card Rankings
rwrds ranks every credit card in Australia by actual value, considering fees, difficulty, and benefits. This helps users find the best cards for their needs without being misled by flashy bonuses.
Regular Updates
The platform updates every card when it changes, ensuring users always have the latest information. For example, 5 cards were updated just this week.
Eligibility Tracking
rwrds tracks when users are eligible for bonuses again, providing personalized recommendations based on their card history.
Category-Specific Rankings
Users can view rankings for specific categories like Qantas Cards, Velocity Cards, KrisFlyer Cards, and Gift Card Offers, each ranked by relevant value metrics.
Free Forever
The service is completely free and requires no credit card to use, making it accessible to everyone.
Best rwrds Use Cases & Applications
Maximizing Travel Rewards
A frequent traveler can use rwrds to find the best Qantas or Velocity credit cards, ranked by value to major destinations like Sydney-London, ensuring they get the most out of their spending.
Cashback Optimization
Users looking for cashback can explore the Gift Card Offers section, ranked by cashback value, to find the most lucrative options for their everyday purchases.
Eligibility Tracking
Someone who has previously held multiple credit cards can use rwrds to track when they become eligible for bonuses again, helping them plan their next card application strategically.
How to Use rwrds: Step-by-Step Guide
Visit the rwrds website at https://rwrds.com.au.
Browse the main page to see the overall rankings of credit cards or select a specific category like Qantas Cards or Velocity Cards.
Click on 'Show me the rankings' to view detailed rankings for the selected category.
Use the 'Track your history' feature to get personalized recommendations based on your past card usage.
Check the 'Recent Updates' section to stay informed about the latest changes to card offers.
rwrds Pros and Cons: Honest Review
Pros
Considerations
Is rwrds Worth It? FAQ & Reviews
Yes, rwrds is completely free to use and does not require a credit card to access its features.
rwrds updates its rankings whenever there are changes to card offers. For example, 5 cards were updated just this week.
Yes, rwrds allows you to track your history and shows you which cards will still give you bonuses based on your past usage.
rwrds ranks cards in categories like Qantas Cards, Velocity Cards, KrisFlyer Cards, and Gift Card Offers, each by relevant value metrics.
No, you can access all the features of rwrds without creating an account or providing any payment information.