Paymento
Decentralized Crypto Payment Gateway for secure, low-fee transactions
What is Paymento? Complete Overview
Paymento is a decentralized payment gateway that enables merchants to accept cryptocurrency payments directly into their own wallets. It offers a non-custodial solution, ensuring that sellers retain full control over their funds. Paymento supports thousands of crypto assets across multiple blockchains, including Bitcoin and Ethereum. The platform is designed to be easy to integrate, with both developer-friendly APIs and no-code plugins for popular shopping software. Key features include low fees, KYC-free transactions, and support for installment payments via DeFi lending protocols. Paymento is ideal for merchants, developers, and businesses looking to expand their payment options with secure, decentralized crypto transactions.
Paymento Interface & Screenshots
Paymento Official screenshot of the tool interface
What Can Paymento Do? Key Features
Non-Custodial Payment Processing
Paymento ensures that merchants retain full control over their funds. Unlike traditional payment gateways, payments go directly to the merchant's wallet, eliminating the need for third-party custody and reducing security risks.
Installment Crypto Payment
Merchants can offer Buy Now, Pay Later (BNPL) and installment payment options. Customers can borrow assets from DeFi lending protocols, making payments while their collateral remains secured in smart contracts.
Support of Thousands of Assets
Paymento supports over 4,000 crypto assets across multiple blockchains, including UTXO-based (e.g., Bitcoin) and account-based models (e.g., Ethereum). This broad compatibility allows merchants to accept a wide range of cryptocurrencies.
Low Fee, KYC-Free Transactions
Paymento offers lower fees compared to traditional banks and other crypto payment gateways. Transactions are KYC-free, providing privacy protection for both merchants and customers.
Easy Integration
Developers can embed Paymento's payment gateway with just a few lines of code. The platform also offers no-code plugins for popular shopping software, making it accessible for merchants without technical expertise.
Best Paymento Use Cases & Applications
E-commerce Stores
Online retailers can accept crypto payments directly into their wallets, reducing fees and increasing security. Paymento's no-code plugins make it easy to integrate with platforms like Shopify or WooCommerce.
DeFi Platforms
DeFi projects can use Paymento to offer installment payments, allowing users to borrow assets from lending protocols while keeping collateral secure in smart contracts.
Freelancers and Service Providers
Freelancers can accept crypto payments without worrying about high fees or third-party custody. Paymento's KYC-free transactions ensure privacy and ease of use.
How to Use Paymento: Step-by-Step Guide
Choose a Crypto: Customers select their preferred cryptocurrency at checkout.
Send Payment: Customers send the crypto to the provided payment address.
Instant Receipt: The payment is transferred directly to the merchant's wallet, with no intermediaries.
Integration: Merchants can integrate Paymento via APIs or use prebuilt plugins for their shopping software.
Paymento Pros and Cons: Honest Review
Pros
Considerations
Is Paymento Worth It? FAQ & Reviews
Yes, Paymento is a non-custodial solution, meaning merchants retain full control over their funds. Payments go directly to the merchant's wallet, reducing security risks.
Paymento supports over 4,000 crypto assets across multiple blockchains, including Bitcoin, Ethereum, and many others.
Paymento offers lower fees compared to traditional banks and other crypto payment gateways. Fees vary based on the plan and usage.
Yes, Paymento allows merchants to offer Buy Now, Pay Later (BNPL) and installment payments via DeFi lending protocols.
Paymento offers easy integration via APIs for developers and no-code plugins for popular shopping software.