Networthly
Secure, private mobile net worth tracking with complete offline functionality
What is Networthly? Complete Overview
Networthly is a mobile-first net worth tracking application designed with privacy and security at its core. Unlike traditional financial apps that store data in the cloud, Networthly keeps all your financial information securely on your device, ensuring complete privacy and control. The app supports all currencies with automatic conversions, providing real-time asset valuations without compromising your data security. It's ideal for individuals focused on financial independence (FIRE), privacy-conscious users, and anyone who wants to track their wealth without sharing sensitive information with third parties. With features like goal setting, financial simulations, and customizable dashboards, Networthly offers a comprehensive yet private solution for personal finance management.
Networthly Interface & Screenshots
Networthly Official screenshot of the tool interface
What Can Networthly Do? Key Features
100% Offline Security
Networthly ensures your financial data never leaves your device, eliminating risks associated with cloud storage and data breaches. All calculations and data processing occur locally, giving you complete control over your sensitive financial information.
Automatic Market Asset Value Updates
The app provides real-time updates for your investment values while maintaining complete privacy. Your portfolio composition remains secure on your device while still benefiting from current market data.
FIRE Planning Tools
Specialized calculators and simulation tools help you plan for Financial Independence and Retire Early (FIRE). Run various financial scenarios offline to model different retirement and investment strategies.
Customizable Financial Dashboards
Create personalized visualizations of your net worth, asset allocation, and financial goals. The smart charts adapt to your tracking preferences and display the metrics most important to you.
Multi-Currency Support
Track assets in any currency with automatic conversions using real-time exchange rates. All currency conversions happen locally on your device, maintaining your privacy while providing accurate valuations.
Best Networthly Use Cases & Applications
Privacy-Conscious Wealth Tracking
Individuals concerned about financial data privacy can track all assets and liabilities without any information leaving their device, avoiding cloud storage risks and data sharing with third parties.
FIRE Planning
Those pursuing Financial Independence can use the offline simulation tools to model different savings rates, investment returns, and withdrawal strategies while keeping their financial details completely private.
Expat Financial Management
People with international assets can track investments across multiple currencies with automatic conversions, all while maintaining privacy and not sharing their international financial footprint with any service.
How to Use Networthly: Step-by-Step Guide
Download and install the Networthly app from Google Play Store when it becomes available. The installation process is quick and requires no account creation or login.
Set up your financial profile directly on your device. The app will guide you through entering your assets and liabilities without requiring any cloud synchronization.
Customize your dashboard by selecting which financial metrics to track and how to visualize your net worth growth. All configurations are stored locally on your device.
Use the built-in tools for goal setting, scenario planning, and financial calculations. All data processing happens on your device, ensuring complete privacy for sensitive financial planning.
Regularly update your financial information and monitor your progress through the private dashboard. The app will automatically update market values while keeping all your data secure on your device.
Networthly Pros and Cons: Honest Review
Pros
Considerations
Is Networthly Worth It? FAQ & Reviews
Yes, Networthly is designed to operate completely offline. All your financial data remains on your device unless you choose to create an encrypted backup, which is also stored securely.
When you have an internet connection, the app can download current market data to update your asset values, but your personal portfolio composition and details never leave your device.
Since the app doesn't sync to the cloud, you would need to manually enter data on each device or use the encrypted backup feature to transfer your information securely.
Networthly supports all major world currencies with automatic conversion rates. The Pro version offers more advanced currency features and real-time exchange rate updates.
The app is currently in development and will be coming soon to Google Play. You can check the website for updates on the release date.