Worthy
Simple & Private Net Worth Tracker for Financial Clarity
What is Worthy? Complete Overview
Worthy is a privacy-focused net worth tracker designed to provide users with a clear and accurate picture of their financial health. Unlike traditional finance apps, Worthy operates entirely offline, ensuring that your data remains private and secure. The app allows you to track all your assets and liabilities without requiring bank connections or spreadsheets. It's perfect for individuals who value simplicity and privacy in managing their finances. Worthy is ideal for anyone looking to gain better control over their financial future, from casual users to financial enthusiasts. The app is free to download, with a one-time payment option for the Pro version, which offers additional features without recurring fees.
Worthy Interface & Screenshots
Worthy Official screenshot of the tool interface
What Can Worthy Do? Key Features
Offline Privacy
Worthy operates entirely offline, ensuring that your financial data never leaves your device. This provides unparalleled privacy and security, making it ideal for users who are concerned about data breaches or unauthorized access. All calculations and updates are processed locally, so you can trust that your information remains confidential.
Easy Asset & Liability Tracking
Quickly add and manage your assets (savings, investments, property) and liabilities (credit cards, loans, mortgages) in minutes. The intuitive interface makes it easy to update your financial status without the hassle of complex spreadsheets or bank integrations.
Net Worth Calculation
Automatically calculates your net worth by subtracting your liabilities from your assets. This gives you a clear snapshot of your financial health, helping you make informed decisions about your money. The app updates your net worth in real-time as you add or modify entries.
Goal Tracking & Projections
Set financial goals and track your progress over time. The app provides projections based on your current financial trajectory, helping you stay motivated and focused on achieving your objectives. This feature is especially useful for long-term financial planning.
Customizable Preferences
Tailor the app to your workflow with customizable settings. Choose where to backup your data, enable auto-complete for faster entry, and adjust other features to suit your needs. All preferences are processed locally, ensuring your data remains secure.
Best Worthy Use Cases & Applications
Personal Finance Management
Individuals can use Worthy to track their personal net worth, helping them understand their financial standing and make informed decisions about savings, investments, and debt repayment.
Financial Goal Setting
Users can set and track financial goals, such as saving for a house or paying off debt. Worthy's projections help users stay on track and visualize their progress over time.
Privacy-Conscious Budgeting
For users who prioritize privacy, Worthy offers a secure alternative to cloud-based finance apps. All data stays on the device, ensuring complete confidentiality.
How to Use Worthy: Step-by-Step Guide
Download the Worthy app from the Google Play Store. The app is free to install, and you can start using it immediately without creating an account.
List all your assets, including savings, investments, property, and other valuables. The app makes it easy to add and categorize each item, ensuring a comprehensive overview of what you own.
Add your liabilities, such as credit card debts, loans, and mortgages. This step helps you understand your financial obligations and how they impact your net worth.
Review your net worth calculation. The app automatically updates your net worth based on the assets and liabilities you've entered, providing a clear picture of your financial health.
Customize your preferences, such as backup options and auto-complete settings, to enhance your user experience. All settings are processed locally for maximum privacy.
Worthy Pros and Cons: Honest Review
Pros
Considerations
Is Worthy Worth It? FAQ & Reviews
No, you don't need to create an account. Simply download Worthy and start tracking your net worth immediately. Your data stays completely private on your device.
Worthy operates offline, so your data is stored locally on your device. You can choose to backup your data manually to a secure location of your choice.
The one-time payment unlocks the Pro version, which includes additional features like automatic changes tracking and future goal tracking & projections, all while maintaining complete offline privacy.
No, Worthy does not track or collect any personal data. All your financial information remains on your device and is never shared with third parties.
Unlike most finance apps, Worthy operates entirely offline, ensuring your data is never stored in the cloud or shared with third parties. It also offers a one-time payment option for the Pro version, eliminating recurring subscription fees.