Onu
AI-powered note-taking and financial planning for clarity and control
What is Onu? Complete Overview
Onu is an AI-powered note-taking and financial planning assistant designed to bring clarity and control to individuals and teams. It transforms conversations into organized, actionable insights with features like ambient awareness, finance intelligence, and smart automations. Onu helps users extract appointments, tasks, deadlines, and commitments from notes and meetings, storing them in a searchable timeline with context. It also provides financial planning tools like cash flow analysis, smart budgeting, and liability management. Target audiences include professionals, teams, and businesses looking to streamline their workflow and financial management.
Onu Interface & Screenshots
Onu Official screenshot of the tool interface
What Can Onu Do? Key Features
Ambient Awareness
Onu automatically captures key points from conversations, including appointments, tasks, deadlines, and names, without manual tagging. It stores these moments in a searchable timeline with reminders via app, email, or Slack. This feature is particularly useful for teams, enabling consent-based recording, transcription, task assignment, and automated follow-ups.
Finance Intelligence
Onu simplifies budgeting with its 3-Jar method, auto-sorting transactions into categories like Necessities, Savings, and Play for personal finances, and Ops, Profit/Reserves, and Growth for businesses. It provides weekly percentage updates and threshold alerts to prevent overspending, along with actionable recommendations to minimize waste.
Investment Insights
Onu consolidates balances and tracks diversification across investment accounts. It highlights expense ratios and advisory fees that erode returns, offering practical alternatives to maximize earnings. Users can view performance summaries and analyze asset allocation across stocks, bonds, ETFs, and crypto.
Liability Management
Onu centralizes debt tracking, allowing users to consolidate balances, APRs, and due dates for loans, cards, and mortgages. It monitors YTD interest and projected costs, providing clarity on financial drag. Users can visualize debt-free timelines and test payoff strategies like snowball or extra payments.
Smart Reminders
Onu delivers timely nudges and weekly digests, configurable by channel and quiet hours to match user workflows. It ensures important tasks and bills are never missed, with prioritized alerts for jar limits, missed due dates, or unusual transactions.
Best Onu Use Cases & Applications
Team Meeting Organization
A team uses Onu to record meetings, automatically transcribe discussions, and assign action items with due dates. Follow-ups are automated, reducing the need for additional meetings and ensuring accountability.
Personal Budgeting
An individual connects their bank accounts to Onu, which categorizes transactions into Necessities, Savings, and Play. Weekly alerts help them stay within budget and track progress toward savings goals.
Debt Payoff Strategy
A user consolidates their loans and credit cards in Onu, visualizing payoff timelines and testing strategies like snowball or extra payments to accelerate debt freedom.
How to Use Onu: Step-by-Step Guide
Sign up for an Onu account and choose a plan that fits your needs (Starter, Basic, or Team).
Connect your accounts or manually enter financial data to enable cash flow analysis, budgeting, and investment tracking.
Use voice commands like 'Hey Onu, start recording' to capture meetings and conversations, which Onu will transcribe and organize into actionable items.
Review your searchable timeline for tasks, deadlines, and commitments, and set reminders via app, email, or Slack.
Monitor your financial dashboard for cash flow insights, budget alerts, and investment performance, adjusting as needed.
Onu Pros and Cons: Honest Review
Pros
Considerations
Is Onu Worth It? FAQ & Reviews
Yes, Onu uses bank-level security with end-to-end encryption, read-only banking connections, and granular workspace permissions to ensure your data is protected.
Yes, Basic and Team plans support data exports in PDF and CSV formats. The Starter plan does not include data exports.
Onu integrates with Slack for notifications and custom bots (Basic and Team plans) and supports email alerts and follow-ups.
The 3-Jar Budget auto-sorts transactions into categories like Necessities, Savings, and Play for personal finances, and Ops, Profit/Reserves, and Growth for businesses, with customizable targets and alerts.
Yes, Onu allows manual entry of financial data if you prefer not to connect your accounts.