BYB
Smart budgeting for crypto and daily expenses
What is BYB? Complete Overview
BYB is a comprehensive financial management tool designed to help users take control of their finances through proactive budgeting. It integrates traditional expense tracking with crypto portfolio management, offering a unified view of all financial activities. The platform is built on the 'give every dollar a job' philosophy, encouraging mindful spending and manual transaction tracking for greater financial awareness. BYB is ideal for individuals who want to optimize their spending, track debts and loans, and manage cryptocurrency investments in one place. With a one-time payment model, it eliminates the need for recurring subscription fees, making it a cost-effective solution for long-term financial planning.
BYB Interface & Screenshots
BYB Official screenshot of the tool interface
What Can BYB Do? Key Features
Proactive Budgeting (The BYB Method)
BYB's proactive budgeting approach helps users plan their spending before they spend it. Based on the 'give every dollar a job' philosophy, this method ensures every dollar is allocated purposefully, promoting mindful spending and financial control. Users manually track transactions, which enhances awareness of their financial habits and helps prevent overspending.
Crypto Portfolio Tracking
BYB allows users to connect their Ethereum-based wallets to track ERC20 token balances and values. This feature integrates crypto assets with traditional budgeting, providing a comprehensive view of all financial holdings in one dashboard. It simplifies the management of diverse investments and helps users monitor their net worth more effectively.
Debt & Loan Tracking
Users can manually track all types of debts and loans, including student loans and mortgages. This feature provides a clear overview of outstanding balances and repayment progress, helping users visualize their net worth growth as they reduce their liabilities. All debt information is centralized within the financial dashboard for easy access.
Best BYB Use Cases & Applications
Personal Finance Management
Individuals can use BYB to gain complete control over their daily expenses, savings, and investments. The proactive budgeting method helps users avoid overspending and save more effectively.
Crypto Investors
Crypto enthusiasts can track their ERC20 token portfolios alongside traditional finances, providing a unified view of their total assets and helping them make informed investment decisions.
Debt Repayment Planning
Users with student loans, mortgages, or other debts can use BYB to track repayment progress and visualize how debt reduction contributes to their growing net worth.
How to Use BYB: Step-by-Step Guide
Sign up for a free 1-month trial on the BYB website to explore all features without commitment.
Set up your budget by allocating funds to different categories based on the 'give every dollar a job' philosophy.
Connect your Ethereum-based wallets to track your crypto portfolio alongside your traditional finances.
Manually input your debts and loans to monitor repayment progress and net worth changes.
After the trial, decide whether to purchase lifetime access for a single $29 payment to continue using BYB.
BYB Pros and Cons: Honest Review
Pros
Considerations
Is BYB Worth It? FAQ & Reviews
No, BYB operates on a one-time payment model. After your free 1-month trial, you can purchase lifetime access for a single $29 payment with no recurring fees.
Currently, BYB only supports Ethereum-based wallets and ERC20 tokens. Support for other cryptocurrencies may be added in future updates.
The mobile app for iOS and Android is coming soon. The exact release date hasn't been announced yet, but it will be available on the App Store and Google Play.
BYB takes data security seriously. While the platform requires manual transaction input for budgeting, crypto wallet connections use secure protocols to protect your information.
Yes, you can cancel at any time during the 1-month free trial without being charged. If you don't purchase lifetime access after the trial, your account will be deactivated.